Seller Insurance
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In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; an insured, or policyholder, is the person or entity buying the insurance policy. The insurance rate is a factor used to determine the amount to be charged for a certain amount of insurance coverage, called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice. The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. From Wikipedia under the
GNU Free Documentation License ) www.docstoc.com 2100 x 1275px [source page] Free Ca Seller Financing From Google Image Search: "seller insurance" From Google Video Search: "seller insurance" Why does the REO Bank "seller" submit my purchase offer to MI (Mortgage Insurance) for review? Q. We have made an offer on a REO single family home in California. The bank has now submitted the offer to MI (Mortgage Insurance) for review. Why would a REO property need to do this? Our offer is a cash purchase with no loans needed. Thanks for your answers and information ! Asked by Chris - Wed Apr 21 23:23:10 2010 - Renting & Real Estate - Answers - Comments A. The bank is losing money on this house. They had "insurance" in case they ever lost money. The insurance was MI. They are finding out how much the insurance company is going to pay them before they finalize their response to your offer. THis is not happening much since no one used MI during the realty boom years. Answered by Ed Atun - Thu Apr 22 22:58:37 2010 Does anyone know anything about "Ameriprise Auto & Home Insurance" company?
Q. I'm considering switching companies from Mercury to Ameriprise because of lower premiums, but I've read some not so good things about the company (like they take a looong time to process a claim). I looked on Consumer Reports, because I feel they have reliable reviews, but I need a subscription, which I do not have. So any information will be helpful, including a website that perhaps does reviews of auto insurance companies. Thank you, Pauley Asked by Pauley _ - Sun May 11 07:12:48 2008 - Insurance & Registration - 2 Answers - Comments A. I dunno about any website that does reviews but I have Ameriprise auto insurance and have had a couple of claims and they did a good job of handling them. Well, they did exactly what they are supposed to do anyways. I even wanted to have some bodywork done at a shop not in their network and didnt have any problems at all. I cant really say they are any better or worse than other insurance companies. The only company I've heard a lot of good reviews of is State Farm but theres a reason for that, you get what you pay for. Answered by take_it_off - Sun May 11 07:28:19 2008 From Yahoo Answer Search: "seller insurance" |
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